The money in islam is derived from the concept of riba. the Riba is an increase in a loan contract or hand to hand transactions. For example the loan of 10 gram gold in exchange of 11 gram gold would constitute riba as more of gold is received by lender. any commodity loaned would constitute riba if more is received by the lender. Similarly, if two dissimilar object is exchanged hand to hand then this constitute riba as comparing two dissimilar distinct object, one object must be greater than the others and hence constitute riba.
The money in islam is distinct as compared to 'abstract nature of money in capitalism'. The instrument of money is basically used to hedge the contract terms between two economic agents so that the nature of contract is time-invariant. the time-invariant contract between economic agents are hedged using money and hence money in islam is an hedged instrument. Infact there are many commodities that can be used as money including Silver, Gold, Copper etc. Whereas, in capitalism money is abstract and very poor hedge instrument and contract based on capitalist money is not time-invariant leading to frequent financial instability, chaos, and confusion.
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